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7 Common Myths About Personal Injury Cases

When victims suffer personal injury due to the fault or negligence of another individual or company, the results are often catastrophic. In addition to the pain and suffering that they often endure, they are often left temporarily, or even permanently disabled. During recovery, personal injury victims are frequently forced to miss work, undergo extensive medical treatment, and often rely on others to provide daily care. Mounting medical expenses, lost wages, and other related expenses can be financially devastating to personal injury victims and their families.

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While many injured individuals are eligible to receive compensation for the damages caused by their accident, the stigma that often accompanies personal injury claims is often enough to prevent victims from seeking monetary reimbursement for damages. The common myths surrounding these types of claims should never deter injury victims from obtaining the compensation that is rightfully theirs.

Personal Injury Myths Debunked

Myth #1: Injury victims must go to court to receive adequate compensation.

In truth, the majority of personal injury cases in Tennessee are settled out of court with the assistance of a personal injury lawyer. In fact, only 413 personal injury cases actually went to trial in between July 1, 2013 and June 30, 2014 in Tennessee.

Myth #2: If injuries are minor, a personal injury attorney is not needed.

Sometimes, even minor injuries warrant hiring an attorney filing a personal injury claim since insurance companies frequently minimize the amount of compensation that should be awarded for minor injuries. In many cases, the settlements that are offered for minor injuries are not even enough to pay for medical expenses. Additionally, some minor injuries end up being more serious than initially realized. If you are unsure if you injuries warrant filing a personal injury claim it is always best to consult with an experienced professional who will be able to fully asses your claim.

Myth #3: Injury lawyers are "ambulance chasers."

Unfortunately, television shows and movies often portray personal injury attorneys as being desperate individuals who are crooked and will stop at nothing to make a few bucks. While such fiction can make for great entertainment, this misconception undermines the majority of personal injury attorneys who are dedicated to protecting the rights of those who are victims.

Myth #4: Filing a personal injury claim against friends or family will mean that they will have to pay out of pocket if the lawsuit is successful.

In actuality, it is very rare for the at fault individual to have to pay anything out of pocket in a lawsuit. Since most individuals do not have enough assets to make suing them worthwhile, and when they do those funds are often difficult to access, the at fault party's insurance company pays compensation.

Myth #5: Individuals who have insurance won't need a personal injury lawyer to successfully settle their personal injury case.

Insurance companies' main goal is to settle injury claims for the least amount of compensation possible. In most cases, they will offer significantly less than what the injury claim is worth. Without a personal injury lawyer, negotiating with the insurance company's team of adjusters, investigators and lawyers can be extremely difficult. Additionally, statements that victims mistakenly make can significantly impact the outcome of their case.

Myth #6: Most personal injury lawsuits are frivolous.

While the media and numerous court TV shows often showcase individuals who are seeking to exploit the system, the vast majority of victims who file personal injury claims are actually innocent and honest individuals who are simply trying to obtain compensation for their injuries to pay for things like lost wages, property damages and losses, and medical expenses. Unfortunately, such sensationalism has influenced American society to believe that those who file injury claims don't really deserve the compensation they seek.

Myth #7: Individuals who file personal injury claims will almost certainly receive a very large settlement whether they hire an experienced personal injury lawyer or not.

This is perhaps one of the most common misconceptions about personal injury claims in the United States. In reality, many personal injury victims actually receive no compensation at all, or settle for a lot less than they deserve. The reasons for these unfortunate outcomes vary significantly, but in most cases, unsuccessful claims that are actually legitimate are either a result of the victim not hiring legal representation, or hiring inexperienced legal representation. When an inexperienced personal injury lawyer does not actively investigate the details surrounding a claim, or aggressively pursue the damages that should be paid, the victim is left to suffer. In fact, in 2013 the average personal injury case in Tennessee resulted in a payout of just $63,000. Only 17 cases resulted in awards of between $500,000 and $1,000,000, and only 16 were awarded more than $1,000,000. Such information only emphasizes the fact that without a qualified and aggressive personal injury lawyer, many deserving individuals are left footing the majority of the expenses that result from their injuries.

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